5 Ways To Buy a House With NO Money Down
We are passionate about you as a client, we will always protect your best interests just because it's the only way we do business day in and day out.

Today, we'll talk about: 5 Ways To Buy a House With NO Money Down

#1 Consider an USDA Loan 
This is the only option available for borrowers plus  the property to qualify. 
You can buy a house  with  zero down payment requirement using the USDA loan program, ( Rural Development Loan)
The property has to be inside an eligible area. There are some loan limits and income restrictions. 

#2 VA Loans
Unlike other loan programs, a VA loan does not require a down payment.
This is available for active duty service-members, veterans and their family members. 
You must obtain a certificate of eligibility before applying for this type of loan 

#3 Allow the Seller Pay All Your Closing Costs 
This depends in the current market, 
If houses are difficult to sell in the areas of your choice...then asking for the seller to pay all your closing cost is a reasonable request

#4 Down Payment Gift 
If you’re lucky enough to have a family member gift you money for your down payment. You can buy a house with no money down 
Remember your lender may have strict requirements  that may deny gift money. It al depends on what type of loan you are seeking 

#5 Home Buyer Assistance Programs 
If this is your first time buying a home, you may qualify for a grant from local governments. There are many programs available at both the local and national level that offer financial assistance to new homebuyers. 
Ask your lender for any programs you may qualify for.

Our commitment as your real estate professional is to help you find your dream home at the right timing for you.

It's the biggest purchase of your life, and can assure you that even small mistakes can be costly.  BEWARE, technology changes almost daily and I can help you pinpoint all the homes for sale near your location points. I have access to over 18 million properties from hundreds of locations, including Government  properties, action homes, VA homes, HUD Properties and all available private houses for sale in between.
Please call us to get started
Fernando Herboso Broker 301-246-0001

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